New Zealand Reserve Bank to ease loan-to-value ratio restrictions

NAMPA / Xinhua

2025-10-14

WELLINGTON, Oct. 14 (Xinhua) -- The Reserve Bank of New Zealand (RBNZ) said Tuesday it will ease mortgage loan-to-value ratio (LVR) restrictions from Dec. 1, increasing banks' flexibility to lend and improving credit access for home buyers and investors. RBNZ Acting Assistant Governor for Financial Stability Angus McGregor said the move follows last year's introduction of debt-to-income (DTI) limits, which have strengthened borrower resilience......

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